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Articles Archive for February 2006

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[28 Feb 2006 | No Comment | 472 views]

The Nature of Stocks and Their Markets
Stock Brokers
Besides money, the only thing you need to start investing is a stock broker. Your broker will be the individual or organization that have execute your buy and sell orders. They will have an account for you which is just like a normal bank account, except that it can contain not only cash, but stocks and bonds as well. Money from the sale of shares will go into this account, and cash to buy shares will be taken from this account.
There are two types of stock brokers which you can choose between, full service and discount. Each has advantages and disadvantages, as discussed below.
Full Service Stock Brokers
Full service brokers will give you advice and investment recommendations. However, they do have very high commission fees and are usually only suitable for investors who have a great deal of money to invest and who do …

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[28 Feb 2006 | No Comment | 481 views]

While many investors see mutual funds as a good long term investment, there is a better investment that not only has higher returns, but lower downside volatility.
What is the investment? It may surprise you.
It’s UK land, with an average growth of 920% over 20 years and keep in mind this is just the average careful land plot selection has yielded far higher gains and downside volatility is low and gains compare very favourably to mutual funds.
Investments start at just $10,000 and there are plenty of specialist companies to help investors every step of the way, to big capital gains.
More international investors than ever before are looking at land as a solid investment alterative to traditional unit trusts and mutual funds for long term capital gains and the outlook for the future is bright.
UK land prices boom
The factors driving the boom are a rapidly expanding population and a huge shortage of …

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[28 Feb 2006 | No Comment | 411 views]

Why should you want to steal someone else’s stock market lesson plans?
First, let me tell you that a trading plan is only useful if you follow it. Following your plan will make you successful, yet many traders circumvent the stock market lesson plans that they have carefully created. They become emotional invested in a trade, to the point where they ignore all warning signs. Remember, when the market corrects itself, which it always does, no position is immune, no matter how strongly your ego may be tied to it.
Many investors have stock market lesson plans that watch as their portfolio values are cut in half or more, yet they will still hold their positions. They may fear being left out of a big gain, or be so deep in loss that they felt they couldn’t possibly sell at that point. But even if you believe that all positions will recover …

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[28 Feb 2006 | No Comment | 530 views]

Our readers know that we have little faith in the “buy and hold” approach to stock-buying. Wall Street, on the other hand, wants investors to “stay the course” and stick with their stock positions through thick and thin.
We would rather avoid the sleepless nights of the thin times like 2000-01 and the summer of 2004 when portfolio values plunged. That’s why we concentrate on short-term investing, grabbing sizeable profits when the trend is with us and heading to the sidelines when the trend changes direction. However, some trades are so successful that they last for many months.
Another exception is a stock with an emotional attachment for the investor. Maybe they were the first few shares you owned; or you got them from your grandfather in the will; or you worked for the company for a few months right out of college. It’s understandable. W’d feel better about that stock, though, …

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[28 Feb 2006 | One Comment | 806 views]

Stocks – CC – PP (Stocks – Covered Call – Protective Put) Strategy
We all know that trading stocks involves stress and risk. At the same time it can also be highly profitable. Trading can give the most return on investments as compared to other investment strategies including real estate. For example, savings, money market accounts or CDs may give a return of 2 to 5% at best. You may expect a 10% rate through mutual funds. However, under the current economic conditions, such a yield may be hard to come by even with a long term investment. Also, you do not have control over your investments and you can not be sure if your financial consultant either. What then is a low risk and more profitable alternative?
The purpose of this article is to illustrate one such low risk, high profit trading strategy, which combines stocks and options.
Covered calls and protective …

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[28 Feb 2006 | No Comment | 471 views]

“She was poor but she was honest,
Victim of the Squire’s game,
First he loved her then he left her,
Ain’t it all a bleedin’ shame?”
Just like the anonymous poor girl in the above Victorian Music Hall song, it’s those who can afford it the least that usually end up paying the most.
They say money is the root of all evil. Well I am not too sure about that but money (or the lack of) certainly does do strange things to people.
Everybody dreams of winning the Lottery and being able to walk into your job the next day and politely (or not, depending on your relationship with your employers) being able to tell your employer what to do with it. It seems that with either too much or too little, the end effect is the same and that is, of course, trouble.
You could recant an almost endless list of platitudes about money and …

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[28 Feb 2006 | No Comment | 973 views]

A financial crunch can happen to anyone at anytime in life. A few years back, I was stuck in the same situation, I needed cash instantly but I didn’t know what to do. It was the toughest period of my life. I was wandering here and there from one lender to another; just to get the money I needed. Filling long loan application forms, submitting it and then waiting for lender’s reply or decision became a common practice. The waiting period was getting longer and longer, I couldn’t see any hope until a friend of mine introduced “easy cash loans” to me. Thanks to easy cash loan it saved my life and credit rating too.
Easy cash loans are popularly known as cash advance loans. It can be used to meet urgent financial contingencies such as medical bill, telephone bill, car repairs or to meet any urgent expenses. It solely depends …

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[28 Feb 2006 | No Comment | 489 views]

The advice from financial advisers has always been, if you are thinking about taking on new loan or any type of credit agreement, shop around. These days, there is such intense competition among lenders to get your business, that special offers and extremely low interest rate loans are always on the market somewhere, if you are willing to search them out. It is also worth checking out less well known lenders and not just the high street banks, as some of the best deals around will be from these lenders.
The government has sought to facilitate this by providing a standard benchmark figure that can be used to price loans from different lenders. This figure is the APR, or annual percentage rate for interest on the loan. It is calculated in the same way by all lenders and should give you an accurate and fair view of the real cost of …

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[28 Feb 2006 | No Comment | 442 views]

It is easy to tackle with financial emergencies when you have enough money with you even at the end of the month. But, this seems impossible as most of us usually end up spending most of our pay on shopping and satisfying other personal purposes in the very beginning of the month that results in only a handful of money left for the rest of the month.
You can meet a financial urgency if it happens in the beginning of the month as you have the monthly pay as a backup. However, what will you do if you need cash urgently at the middle or end of the month? Why to ask a friend or family member for money and face the embarrassment or become a burden on them, when you can access payday loans tailored specially to meet instant cash needs.
Payday loans are short-term loans designed specifically for the UK …

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[28 Feb 2006 | No Comment | 492 views]

Getting a car loan has become easy; you can now choose from online car loan lenders who deal with a large range of traditional bank and non-bank lenders.
This means you have access to better, and faster, deals without having to do all the running around.
Before proceeding, you need to assess your current credit status, as this will indicate how much of a car loan you can afford. Car loans require monthly repayments, so it should be an amount that fits into your monthly budget. When you have established how much you can afford to repay, you can then determine the maximum amount you can borrow.
You may then search online for an online car loan broker who will collect your details and find the best loan for you. Completing those forms is usually a breeze: just fill in a few fields and click on the ‘Submit’ button!
Generally, online car loan sites …