Home » Archive

Articles Archive for April 2010

World »

[28 Apr 2010 | No Comment | 773 views]

 There are many different ways for you to apply for a credit card. There is one way to apply for a credit card that is becoming more popular every day. That is to apply for a credit card online. More people find that it is easier and faster to apply for a credit card online instead of waiting for an invitation letter to apply. You can find acceptance letters or denial letters in the mail, but when you are accepted for a credit card online you are going to receive the credit card faster than when you apply thru the mail.
There is an abundance of places to apply for a credit card online. For the most part each website will even let you know what the credit card company is looking for as far as your credit report. They are going to let you know if they are looking for …

World »

[24 Apr 2010 | No Comment | 847 views]

For most credit card users, the annual percentage rates or (APR) is a fairly large source of confusion and chaos. If you don’t have a credit card, have recently applied for one, are planning on applying for one, or were recently approved for one, then you should read this article very carefully.
So, what is APR? Your APR is your annual percentage rate. Your annual percentage rate is the combination of low interest rates and finance charges on your credit card. With that being said, I will go ahead and answer another question: is there really such a thing as a zero percentage rate and what does it mean?
Say you currently own a credit card and you have used up most of your credit so far. With a zero percent APR introduction rate, you can transfer your balance without being hit with additional interest. What makes this great is if you …

World »

[11 Apr 2010 | No Comment | 672 views]

Image a motorway. Nice smooth tarmac, easy flowing traffic and able to get you where you want effectively.
What happens when there are traffic jams, road works, or a queue of traffic? It slows us down.
Did we plan correctly? Was we prepared for this pitfall?
What about financial freedom?
Are you planning correctly in your financial life? Are there pitfalls in your financial life?
To have financial freedom means living our lives according to our passions and living with no money worries. We have a passive income which is working for us.
What does financial freedom mean?
• Living without debt.
• Living without any form of credit or credit cards.
• Working habitually from a budget plan.
• Using experienced people to guide and advise us.
• Using long term goals
What are some obstacles and pitfalls?
Look at the list above and reverse them, for example if we are living in debt, are we in control?
We need goals- long term. …