Home » Archive

Articles in the World Category

World »

[6 Oct 2010 | No Comment | 973 views]

Insurance companies are doing it – so are mortgage and airline companies. They are toiling to supply data so that a fast-paced society can access a side-by-side comparison, eliminating the mystery of a good deal.
A few clicks and you can see what the cards offer and what you will need to pay for the service provided. No nagging sales representatives hanging over your shoulder or ruining a perfectly good meal – just an internet ready computer and a little time to look through the issues to find a good match.
Today the same applies to the airline credit card industry. Now you have the opportunity to compare before applying for a card. You can choose which card reflects your credit rating, provides the best rates, perks and special introductory Annual Percentage Rate (APR) offers.
The ‘Welcome Bonus’: What does it mean?
The Citi® PremierPass Card provides an attractive 12 month, 0% APR on …

World »

[5 Oct 2010 | No Comment | 879 views]

A business credit card can be a great way to take control of you business and ensure your business stays financially secure while still moving forward and growing. The trick is knowing how to use a business card to help make your business a success rather than a failure.
Consolidating Debt
Once of the great aspects of business credit cards is that you can keep all of your business expenditures on just one card. This makes it easier to keep track of what you have spent on your business when it comes to paying taxes. In addition, receiving a monthly bill helps you see just how much money you are spending on your business each month. This ability to monitor expenditures makes it simpler for you to make modifications as necessary. In addition, most business credit cards provide end of the year summaries that make it much easier for you to analyze …

World »

[4 Oct 2010 | No Comment | 982 views]

If you are a business owner, you understand that every decision you make is a huge one. The wrong decision can mean failure for your business, while the right one can catapult it to the head of the competition. You may not realize it, but choosing a business credit card is just as critical of a decision as any that you will make as a business owner. Therefore, it is important for you to know how to compare business credit cards in order to find the one that is right for you.
Credit Limits
The first item to look at when you compare business credit cards is the potential credit limit of the card. Many have a minimum and a maximum potential credit limit. You should have a good idea before researching business credit cards of how much you need the credit limit to be. If the maximum potential credit limit is …

World »

[3 Oct 2010 | No Comment | 1,011 views]

Credit card companies nowadays offer business credit cards with lucrative schemes. A study of these credit card companies reveals that using these cards is advantageous for you in many ways. To begin with, compare business credit cards and you will soon realize how you can use them to save money.
Business credit cards come with a comparatively low APR (Annual Percent Rate), starting at around 8%. A standard business credit card also comes with an introductory period of 0% APR. With most cards providing a quarterly and annual balance summary, they serve as good tools to balance business expenditures efficiently. Some cards reward the users with offers like free frequent flier miles, that directly help a business. You can reduce your business specific expenses by choosing the right card.
Compare Business Credit Cards
Companies offering business credit cards prominently advertise different schemes. These schemes:
* Earn Points- These points can be used at different …

World »

[2 Oct 2010 | No Comment | 953 views]

If you are a veteran businessperson, then you will have realized that a business credit card is a boon, to say the least. Such a card offers many benefits to your business in comparison to regular cards. However, have you ever considered using platinum business credit cards? If you compare business credit cards with a platinum one, you will surely see its virtues. A platinum card will offer several freebies and low interest payment options than a vanilla business card.
Platinum Business Credit Cards are Flexible
For one, a platinum card will allow you to vary your spending every month. They do not have a preset spending limit which allows you to spend what you need, whenever you need to spend it. Sometimes, you may also need to spend larger amounts in your business. Such cards will give you the option of creating flexible payment plans. This allows you to pay back …

World »

[1 Oct 2010 | No Comment | 651 views]

Credit card balance transfer is a good way of consolidating your credit card debt. It is also the best way to avoid the possible problem that your debt can give. With the high demand of these credit card transfers, companies are competing with one another to get your business.
Before you get a credit card balance transfer, you must learn some pointers to be able to appreciate its function. Here is a checklist of the things you should keep in mind to enjoy the best that it can offer.
1. Carrying out your credit card balance transfers should always be on time, it should not overlap on periods from one to the next as it can bring more money charges on your account.
2. You should always make sure the availability of the zero credit card money transfer is on time. There is no use for applying for an offer after the expiration …

World »

[1 Oct 2010 | No Comment | 613 views]

Just like many other individuals, you also find using your credit cards to be extremely convenient. You don’t need to have that cold cash in order to pay your utility bills or do a purchase of a home entertainment system in a local appliance store. You find it easy to buy anything today and pay anything tomorrow.
But what if you do not notice that your credit bills are now starting to pile in your working table and a couple of default payments are now threatening to stain your good credit record?
Then there are the growing children, and your expenditures are increasing as well. You will now find it hard to repay all your stacked credit bills and at the same time manage your financial budget.
Now, how will you repay your debts and avoid the possible sanctions of denied credit and mortgage application? Maybe you should try consolidating your credit card …

World »

[30 Sep 2010 | No Comment | 924 views]

Are you a recent college graduate? Did you accumulate thousands of dollars worth of liabilities spread out over multiple your credit card accounts?
Are you planning to combine the credit card accounts with a much lesser APR in order to save some dollars and make that monthly payment more convenient? Do you have a good credit record and pay on time? Need help?
The problem with most of the credit card consolidations is getting approval for the higher credit limit. In fact, most of the consolidated credit card deals are very tight when it comes to credit card limits.
Most of the people who want to consolidate their credit card have the same problem. For example, most of the students in college are planning to consolidate most of their credit cards after using it in order to assist their college years.
Now here is a big factor. The very vital aspect of most debt …

World »

[30 Sep 2010 | No Comment | 999 views]

When looking for low interest rate credit cards, there are many factors you need to take into consideration in order to ensure you are really getting a great deal. Many people do not realize that low interest credit cards may not really be as low as they think they are. In fact, these supposedly cheap credit cards may be costing your more than you think.
Finance Charge Calculations
So, you think you have found a great credit card with a low interest rate, right? Well, this might be true, but it may not be as cheap as you think it is. Be sure to read the fine print on the credit card and learn more about how the finance charges are calculated. The traditional method for determining finance charges is the Average Daily Balance method. This method best when it comes to saving you money. The Two Cycles Average Daily Balance method, …

World »

[29 Sep 2010 | No Comment | 758 views]

You can find a credit card application in your daily postal mail, in your email and you will find all types of credit card applications online. If you want a credit card, if you want a new credit card or even if you are seeking another credit card for your wallet, you can find credit card applications for that particular type of card you want to get. Complete a credit card application to obtain a new line of credit for yourself, your business or even for a child you are sending off to college.
You should know there are different types of credit card applications, such as balance transfers, low interest rate, and you will find special cards for special rewards and needs. Some special reward cards are travel rewards; cash back rewards and low interest rewards. You will find credit card applications for those with bad credit, or you can …