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[25 Aug 2010 | No Comment | 915 views]

When it comes to comparing credit card interest rates, you are going to want to check out the credit cards that offer you a low interest credit card. When you find a credit card with a low interest rate then you are going to see what all they are going to offer you once you become a new credit card holder with them. You may find that you are able to receive many different kind of rewards with certain credit card companies.
One thing that you are going to want to check out with the low interest credit cards is what the interest rate is once the introductory period is up. Some may charge you a high interest rate after the intro period so they are able to make up for the lower interest rate credit that you originally applied. Others are going to offer you a fixed rate for some …

World »

[19 Aug 2010 | No Comment | 763 views]

Many credit cards out there are offering you cash back reward with their cards. When you are looking for a credit card that will pay you in return for using their card you will find that the cash back credit cards are going to be the way to go.
When you are looking at the cash back credit cards you will want to see what you are going to receive in return for using the credit card. Some will pay you a percentage of the amount that you are spending for purchases. Some of the percentages could range from 1% to 5% it will all depend on the credit card company that you are looking at.
When you see the 1%, you may not think that you are going to benefit from that card very much but you will need to look at how much you are planning to use the credit …

World »

[10 May 2010 | No Comment | 892 views]

The American Express credit card had been around since 1850 since then the American Express credit card has seen it good quarters and it fare share of bad quarters as well. Yet, a well-established company that is willing to help people receive a credit card that will suite everyone’s individual needs. They have been around long enough that, the American Express Credit Card Company knows what kind of fees are going to be feasible for the average person to be able to afford with out going into credit card debt shortly after they receive a credit card.
The American Express credit card has a variety of different types of credit cards so that everyone would find a credit card for all their needs. You are able to apply for an American Express credit card for the individual person. When you start to look at the different personal American Express credit cards …

World »

[5 May 2010 | No Comment | 799 views]

The Discover Credit Card is just one of the well known credit card companies that are out there for you to choose from. They usually have a great introductory period for the new credit card applicants. When you are looking at obtaining a credit card, the Discover Card is one of the many that you are going to see advertised a lot.
The Discover Credit Card has a variety of different credit cards that you are going to be able to choose. As for a personal credit card you are going to see that they are going to offer you cash back rewards for your purchases that you are doing when you use your Discover Credit Card. With the cash back rewards; you can do a variety of different things with the rewards that you have received. You are able to have it deposited in your bank, have a check sent …

World »

[28 Apr 2010 | No Comment | 833 views]

 There are many different ways for you to apply for a credit card. There is one way to apply for a credit card that is becoming more popular every day. That is to apply for a credit card online. More people find that it is easier and faster to apply for a credit card online instead of waiting for an invitation letter to apply. You can find acceptance letters or denial letters in the mail, but when you are accepted for a credit card online you are going to receive the credit card faster than when you apply thru the mail.
There is an abundance of places to apply for a credit card online. For the most part each website will even let you know what the credit card company is looking for as far as your credit report. They are going to let you know if they are looking for …

World »

[24 Apr 2010 | No Comment | 910 views]

For most credit card users, the annual percentage rates or (APR) is a fairly large source of confusion and chaos. If you don’t have a credit card, have recently applied for one, are planning on applying for one, or were recently approved for one, then you should read this article very carefully.
So, what is APR? Your APR is your annual percentage rate. Your annual percentage rate is the combination of low interest rates and finance charges on your credit card. With that being said, I will go ahead and answer another question: is there really such a thing as a zero percentage rate and what does it mean?
Say you currently own a credit card and you have used up most of your credit so far. With a zero percent APR introduction rate, you can transfer your balance without being hit with additional interest. What makes this great is if you …

World »

[11 Apr 2010 | No Comment | 740 views]

Image a motorway. Nice smooth tarmac, easy flowing traffic and able to get you where you want effectively.
What happens when there are traffic jams, road works, or a queue of traffic? It slows us down.
Did we plan correctly? Was we prepared for this pitfall?
What about financial freedom?
Are you planning correctly in your financial life? Are there pitfalls in your financial life?
To have financial freedom means living our lives according to our passions and living with no money worries. We have a passive income which is working for us.
What does financial freedom mean?
• Living without debt.
• Living without any form of credit or credit cards.
• Working habitually from a budget plan.
• Using experienced people to guide and advise us.
• Using long term goals
What are some obstacles and pitfalls?
Look at the list above and reverse them, for example if we are living in debt, are we in control?
We need goals- long term. …

World »

[26 Mar 2010 | No Comment | 796 views]

In this second article of “What is money?” You will learn;
• It is a store of value
• Money is not real
The third point is money must be a store of value.
The “object” must have a market value that can be stored for future use.
For example, a man who sells lap tops has in his possession one hundred lap tops which he can sell for future trade. This is beneficial for him because he has a store of market value, when he sells the lap tops he will add value to his business and himself.
Maybe you keep a cash box at home. The currency in the box holds market value and can be used in a future date. The currency is a store of value.
Is money real?
Here’s the thing, money is not real. Why is this fact?
We have already discussed that money systems are only “objects” which are trusted and accepted.
If …

World »

[22 Mar 2010 | No Comment | 778 views]

In today’s article you will learn what money is.
In today’s world we all use money on a day to day basis. Have you ever stopped to think what money in fact is?
• Money is a source of exchange
• It has a unit of account
Money is a source of exchange.
All throughout history there has been an exchange system in place. One example is Rome back in 550 B.C.E, salt was exchanged for goods.
Originally a conch shell, which is a marine mollusc with a large brightly coloured spiral, was used in exchange for goods.
Here is the point.
Any object can be used in exchange for goods. When this object is used to trade goods, it is a medium of exchange. When trust is built up in this object it leads it to become important and valued. It then becomes a “money system”.
What about the object we use today?
As we have just said, salt …

World »

[15 Mar 2010 | No Comment | 779 views]

How to achieve financial prosperity?
There are several ways to go about achieving financial prosperity.
• Having good money habits and building accurate knowledge.
• Believing in your self and having the correct mindset.
• Having a millionaire mindset.
• Using the laws of attraction.
To be financially successful it involves 80% behaviour (Positive habits) and 20% knowledge (from the experts)
This means that the correct money habits are needed with the correct knowledge. If negative habits exist, these need to change and a finance coach/mentor can assist. Accurate knowledge from the best can help you to learn and build this.
A person must truly believe in themselves to build prosperity. Any lack of confidence will lead to doubt and that needs to change. By using positive affirmations “I am attracting financial prosperity” will help to change the mindset.
Learn from millionaires, buy books written by millionaires, go on courses. The mindset of a millionaire is different to a …